fbpx
Where do Mortgage Rates Come From

Where do Mortgage Rates Come From

Sovereign Lending Group’s borrowers often wonder how mortgage rates are derived, and how prices are determined. There are two basic sets of rate and price determinants that our clients should be aware of which may clear up some of the confusion. The first set of...
Inflation and the Fed and Mortgage Rates

Inflation and the Fed and Mortgage Rates

Sovereign Lending Group’s clients see in the press a lot about “soft landings” or “hard landings” when it comes to the impact on the economy from the Federal Reserve’s actions. This impacts mortgage rates, of course, since a hard landing would foster a recession and...
Big News Last Week

Big News Last Week

There was quite a bit of news last weeks that impacts mortgage rates, either directly or indirectly. Without much fanfare, let’s jump in for Sovereign Lending Group’s clients and review what happened, and why. The Federal Reserve, the bond market, and therefore...
Pool Of VA Loan Applicants Expanded Due To New Bill Passed

Pool Of VA Loan Applicants Expanded Due To New Bill Passed

VA loans have now been expanded to a new group of people thanks to this lengthy bill passed in congress. Here is what it means:  The Bill  There was a provision included in the Johnny Isakson and David P Roe, M.D. Veterans Health Care and Benefits Improvement Act that...
5 Benefits Of Getting A VA Loan

5 Benefits Of Getting A VA Loan

A VA loan offers some amazing solutions for veterans.   Here are the top 5 benefits of getting a VA loan There’s No Down Payment   Perhaps the biggest benefit of getting a VA loan is that there is no down payment required.  Almost every other home loan...