When your loan funds with Sovereign Lending Group Incorporated, You will automatically be enrolled into our 7-Year Rate Protection Guarantee.* If your rate drops within the first seven years, WE will waive our lender fee, pay for your title and escrow fees, and provide a free appraisal on your refinance to obtain the lower rate.
* You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested, and the value at that time must be acceptable for the program and loan terms you request. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. (Refinancing within the 84 month period must meet the state/federal laws containing seasoning restrictions.)